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Medicaid and CHIP for babies and kids

Low-cost or free health coverage for many children.

4 min read

Medicaid and the Children's Health Insurance Program (CHIP) cover millions of US children. Income limits for children are often higher than parents expect, so it's worth checking.

Good to know

  • Each state runs its own program, with its own name and income limits
  • Many states cover pregnant women at higher income levels too
  • You can apply at any time of year
  • Coverage for children usually includes checkups, vaccines, dental and vision

How to apply

Apply through your state Medicaid agency or HealthCare.gov, which will pass your application to the state. InsureKidsNow.gov has links for every state.

General information. Your state agency decides eligibility. Family Penny Saver isn't paid by any brand, store or insurer.